Terms of Service & Advisory Protocols

1. Acceptance of Terms

By accessing our website (https://propertybyhumaiz.com/), browsing property catalogs, submitting inquiry dossiers, or engaging Property by Humaiz for private client brokerage, you confirm that you have read, understood, and agreed to be bound by these Terms of Service in full. If you do not agree to these terms, you must refrain from using this portal and our advisory services.

2. Scope of Real Estate Advisory & Brokerage Services

Property by Humaiz provides bespoke real estate advisory, property valuation analysis, legal documentation scrutiny, and transfer escort services exclusively focused on DHA Phase 8 Karachi. Our services include:

• Buyer & Seller Representation: Sourcing, evaluating, negotiating, and transacting prime residential plots, signature luxury villas, and oceanfront sky residences.
• Due Diligence Coordination: Assisting clients in obtaining verified No Demand Certificates (NDC), certified true copies of allocation letters, site plan demarcation receipts, and transfer approvals from the Pakistan Defence Officers Housing Authority (PDOHA).
• Overseas Expatriate Services: Facilitating remote biometric transfer verifications, Power of Attorney (GPA) attestations, and compliant financial settlements via State Bank of Pakistan banking channels.

3. Property Listings & Market Benchmarks

All property listings, pricing benchmarks, and zone demarcations displayed on this website are compiled from primary transactions, direct owner mandates, and verified records at the time of publication:

• Pricing Accuracy: While we exercise rigorous standards to verify prices and availability, Pakistani real estate market dynamics fluctuate based on demand, FBR tax valuation tables, and DHA regulatory updates. Quoted prices represent asking rates or recorded sale benchmarks and are subject to formal contract execution.
• Off-Market Mandates: Select luxury seafront mansions and commercial portfolios are offered under strict confidentiality agreements and will not be displayed with identifying plot numbers online.

4. DHA Title Due Diligence & Statutory Disclosures

Property transactions in DHA Phase 8 are governed by the bylaws of Pakistan Defence Officers Housing Authority (PDOHA) and Clifton Cantonment Board (CBC):

• Title Scrutiny: We coordinate official title verification at the DHA Main Head Office (Phase 1, Karachi). No funds or earnest money are disbursed until the seller’s title, original allocation/transfer deed, and NDC eligibility are confirmed clean.
• Statutory Taxes: Clients are explicitly advised that all Federal Board of Revenue (FBR) withholding taxes (under Section 236K for purchasers, Section 236C for sellers), Capital Value Tax (CVT), and Cantonment TIP taxes must be settled directly with authorized banking channels via official CPR (Computerized Payment Receipts). Property by Humaiz does not accept tax liabilities on behalf of clients.

5. Limitation of Liability

To the fullest extent permitted by the laws of the Islamic Republic of Pakistan:

• Property by Humaiz shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of editorial market analyses, zoning maps, or investment forecasts published on this portal.
• Clients are encouraged to seek independent financial, architectural, and tax counsel prior to executing final deeds of sale.

6. Intellectual Property Rights

All content on this website — including brand trademarks, proprietary zone cartography, market price indices, architectural photography, and editorial guides — is the intellectual property of Property by Humaiz (Pvt.) Ltd. and protected under the Copyright Ordinance, 1962 of Pakistan. Unauthorized reproduction, web scraping, or commercial republishing is strictly prohibited without prior written consent.

7. Governing Law & Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the substantive laws of Pakistan. The courts located in Karachi, Sindh shall have exclusive jurisdiction to settle any dispute or legal claim.

8. Contact & Legal Notices

For formal legal communications, copyright notices, or corporate governance inquiries, please direct correspondence to: